White-label cashback for credit unions
Deliver everyday value to your members with merchant-funded cashback — aligned with your community mission.
Why cashback strengthens member loyalty
Members expect more than just low fees or good rates. Cashback ties your credit union to their daily spending, giving them tangible value they’ll feel every day.
Seamless rewards, powered by Gain
White-label storefront anywhere
Embed Gain’s branded-for-you rewards hub across channels — mobile app, online banking, emails, even SMS. Members see a seamless extension of your credit union.
Easy, privacy-safe enrollment & browsing
Customers join using either a simple self-enrollment flow or via encrypted details you provide when they opt in. Once inside, they browse curated cashback offers you control to ensure brand fit.
Shop normally, cashback delivered
Members click through to the merchant’s site and pay as they always do. Rewards are fully merchant-funded — Gain tracks the purchase, takes a small cut, and transfers cashback back to your customers’ accounts.
The essentials, built in
Merchant-funded
Cost-neutral to launch — so all value can flow directly to your members.
White-label
Program looks and feels like your credit union.
Member-centric by design
Created to deepen member relationships.
Fast to launch
Weeks, not months.
Flexible delivery
API-first, adapts to your stack.
Expandable
Start small, scale as you go.
Easy to try, easy to scale
You don’t need a major rollout to start. Launch cashback in a single channel — like a newsletter mention or pilot group of members — and expand from there.
Align
Scope a low-risk pilot.
Integrate
Connect via simple API.
Launch
See impact, then scale.